Your Next Deal Partners
Direct Lending & Advisory Services
Tailored Finance Strategy for SMB & Lower Middle Market
As both a direct lender and debt advisor, Commercial Finance Partners uniquely combines dual capabilities in the financial landscape. Whether you require a comprehensive financing solution or specific transaction components, we possess the expertise and resources to meet your needs.
Our product offering includes:
Accounts receivable financing
- Immediate Cash Flow
- Flexible Funding Options
- Hassle-Free Approval
- Tailored Financing Solutions
SBA 7(a) loans & SBA 504 loans
- Financing for expansion, refinancing, & acquisitions.
- Low rates, long terms for affordability
- SBA backing for reduced risk
- Efficient application process
Asset-based lines of credit
- Flexible credit lines
- Competitive rates, terms
- Asset-based security
- Quick access to capital
Cash flow financing
- Fastest access to working capital
- Short & Long Term
- Minimal Underwriting
- Revenue Based Financing
Real Estate loans
- Owner Occupied Properties
- Investment Properties
- Short term and Permanent Financing
- Conventional and Private Lending
Equipment financing
- Stand Alone Equipment Acquisitions
- 100% Financing Available
- All Industries
- Financing and Leasing
Supply Chain Finance
- Enhanced supply chain liquidity
- Stronger buyer-supplier relationships
- Streamlined supply chain processes
- Risk mitigation against disruptions
SBIR/STTR Funding
- Non-dilutive funding for R&D
- Start ups/ Pre-Revenue welcome
- Retain 100% Intellectual Property
- Funding through US Department of Defense
Ready to unlock the potential of your business and fuel your growth?
Contact me today to explore a range of financing options and take the next step towards achieving your goals Learn More
Since 2014 our partners have been a trusted provider of financing services for businesses across the nation.
- Funded over $400,000,000 in SBA 7a Loans since program inception
- Funded a record $120,000,000 in SBA 7a Loans in 2019
- Provided over $100,000,000 in Accounts Receivable Funding
- Provided over $200,000,000 in Asset-Based Loans
- 980 SBIR / STTR Projects Awards Funded
- $520,000,000 SBIR / STTR America’s Seed Funds Raised
- International Factoring Association Member
Proven Strategy for Success
The 5 Stars Method
Speak with Tariq
learn about what you do and what your goals are.
Tailor Strategy
Choose Best Strategy- Identify the most appropriate solution.
Analyze
Data processing and internal underwriting to determine eligibility.
Resource Placement
Identifying the right lender or insurance carrier to ensure viability.
Secure Your Future
Work with you and lender or insurance provider until completion.
About Tariq Azam, MBA
- Leverage Existing Assets
- Increase Working Capital
- Creative Deal Structure
- Alternative to Equity
- Growth Focused
- R&D Grants
- Debt Reduction
- Licensed Insurance Agent
Strategic Financial Consultant
- Business Acquisitions
-
Equipment Purchases and Capital Expenditures
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Real Estate Acquisitions (100% financing may be available for owner-occupied commercial properties)
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Debt Refinancing
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Working Capital
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Finance Government Contracts
Licensed Insurance Agent
Business Owners
Insurance strategies to maximize growth, manage risks, and achieve long-term success for entrepreneurs. Learn MoreEmployee Benefits
Tools and programs fostering employee engagement, productivity, and professional development within organizations. Learn MoreRetirement Planning
Tailored financial plans ensuring a comfortable retirement, considering savings, investments, and future expenses. Learn MoreSuccession Planning
Structured processes for transitioning leadership and ownership to ensure business continuity and sustainability. Learn MoreSBIR & STTR Management Consulting
- SBIR/STTR Phase I
- SBIR/STTR Phase II
- STRATFI/TACF
- Phase III
- APFIT
We review your current situation and goals
I learn your how your business operates
I explain rates, terms, and time lines
Financial Review
- Financial Analysis
- Loans not properly accounted for on the balance sheet including advances, forgivable loans, and deferred interest
- Prepare an initial financial summary and suggest areas for improvement
Direct Lending & Advisory Services
- Review related assumptions, historical data, any backup documentation, and historical references
- Work with your controller, CFO, and outside CPA to ensure projected debt service is accounted for properly
Acquisition Support
- Debt serviceability
- Collateral analysis
- Viability
Business Plans Review and Support
We advise our clients on business plan structure and projected financials to ensure the business plan will meet the high standards required for funding
Background Issues
- Letter of explanation of credit, bankruptcy, judgments, tax liens, or previous felony background issues
- Identifying personal credit issues and assisting in credit repair
- Identifying business credit issues and assisting in credit repair
- Identifying lingering and blind UCC filings, and assisting with termination and subordination where needed
Interim and Permanent Financing
- Multi-tranche financing planning
- Bridge to permanent financing when needed
Recently Funded Transactions
New Jersey
Specialty Pharmacy Company
$3,000,000
Factoring Facility
New Jersey
Recycled Goods Manufacturer
$1,583,000
SBA 7a Facility
Georgia
Hardware Distributor
$1,133,000
Factoring Facility
Georgia
Flooring Contractor
$1,060,000
SBA 7a Facility
California
Freight Transportation Company
$3,040,000
SBA 7a Facility
Canada
Glass Engineering Company
$15,000,000
SBA 7a Facility
Indiana
Entertainment Company
$1,125,000
SBA 7a Facility
Georgia
Janitorial Company
$430,000
SBA 7a Facility
Florida
Perfume Distributor
$800,000
Term Loan Facility
Complex Financial Challenges Solved:
$5,000,000
The Problem
The Solution
$15,000,000
The Problem
The Solution
$5,800,000
The Problem
The Solution
What others are saying about me
Broker Referral Partnership
- Better serve clients and prospects
- Access subject-matter experts across all divisions
- Earn additional non-interest revenue for your company
- Easily submit files to our underrwriting department
My Team of Professionals
Darren Palestine
Managing Partner
Marcus Ferrari
Chief Executive Officer
John Buanno
Director of Operations
Oleg Reznik
Head of Real Estate Lendingv
Larissa Walker
Office Manager
Bill Krebsbach
VP of Business Development
Kevin Soles
SVP of Business Development
Will McCain
Underwriter
Laurie Henriquez
Senior Account Executive
Steven Graff
Business Developer Officer
Tariq Azam
Business Developer Officer
Michael Goldstein
SVP of Business Development
Nick Low
Business Development Officer / Underwriter
Frequently Asked Questions
Are there upfront fees?
Do you provide lending and insurance services for only US Based Businesses?
Yes. Only we only serve US based business. However, international businesses with US sub corporations, or revenues flowing through the US may qualify. We also facilitate business acquisitions for international companies purchasing US businesses.
Is there a minimum time in business requirement?
Not necessarily. Usually at least one year in business is required for most loans. 2 years time in business required for most SBA loans. However, we can fund start up franchises and other viable business start ups. We can also factor receivables for start up businesses.
Do you have a privacy policy?
1. Introduction
NT Systems LLC (“we”, “us”, or “our”) is committed to protecting the privacy and security of your personal information. This privacy policy outlines our practices concerning the collection, use, and disclosure of your information through www.tariqazam.co (the “Website”) and any other means in connection with our business debt advisory and insurance consulting services. By accessing or using our services, you agree to the terms of this policy.
2. Information We Collect
We collect information to provide better services to all our clients. Here are the types of information we gather:
- Personal Identification Information: Name, address, email address, telephone number, financial information, and social security number.
- Business Information: Business name, size, type, and financial health.
- Transactional Data: Details about the transactions and financial behaviors involving our services.
- Technical Data: Internet protocol (IP) address, your login data, browser type and version, time zone setting and location, browser plug-in types and versions, operating system and platform, and other technology on the devices you use to access this website.
3. How We Use Your Information
We use the information that we collect in various ways, including to:
- Provide, operate, and maintain our services
- Improve, personalize, and expand our services
- Understand and analyze how you use our services
- Develop new products, services, features, and functionality
- Communicate with you, either directly or through one of our partners, including for customer service, to provide you with updates and other information relating to the website, and for marketing and promotional purposes
- Send you emails
- Find and prevent fraud
- Comply with legal obligations
4. How We Share Your Information
We may share the information we collect in various situations:
- Vendors and Service Providers: We may share your information with third-party vendors and service providers that provide services on our behalf, such as payment processing and data analysis.
- Third Party Lenders and Insurance Carriers: We may share your information with third-party lenders and insurance carriers in connection with the provision of our services.
- Compliance with Law: We may disclose your information where required by law or subpoena or if we reasonably believe that such action is necessary to comply with the law and the reasonable requests of law enforcement.
- Business Transfers: If we are involved in a merger, acquisition, or asset sale, your personal information may be transferred.
5. Third-Party Services
You may encounter links to third-party websites and services that are not operated by us. This privacy policy does not apply to the privacy practices of those third parties, and we recommend that you review their privacy policies.
6. Security of Your Information
We take reasonable precautions to protect your information and to ensure that it is processed securely. However, no method of transmission over the Internet or method of electronic storage is 100% secure, and we cannot guarantee its absolute security.
7. Your Data Protection Rights
Depending on the jurisdiction, you may have rights including:
- The right to access, update or to delete the information we have on you.
- The right of rectification.
- The right to object.
- The right of restriction.
- The right to data portability
- The right to withdraw consent
Please note that we may ask you to verify your identity before responding to such requests.
8. Changes to This Privacy Policy
We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page. You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.
9. Contact Us
If you have any questions about this Privacy Policy, please schedule a time to discuss by clicking here.
What is the minimum and maximum loan size?
The minimum for SBA lending is $250,000 for most loans. Working Capital Loans starting at $50,000. Receivables financing starting at $30,000 per month. Equipment loans starting at $25,000. Minimums vary per type of financing, but no maximums.