SBA 7(a) Loans: A Gateway to Business Growth
Fuel Your Business Dreams with SBA 7(a) Loans
Business Expansion
Access capital for growth, new markets entry, or innovative projects.
Debt Refinancing
Improve cash flow and reduce costs by refinancing at competitive rates.
Acquisitions
Fund strategic acquisitions to consolidate market share and enhance competitiveness.
Why SBA 7a Funding?
- 10-25 Year Terms
- Terms Loans and Lines of Credit
- Pre-Underwriting and Lender Placement to Improve Success Rate
- Rates starting at Prime+2%
- Loans up to $5 Million
SBA 7(a) loan program offers:
Our SBA 7(a) loan program is meticulously designed to support the ambitions of small and medium-sized businesses aiming for growth, refinancing, or acquisition. Backed by the U.S. Small Business Administration, it offers a springboard for businesses to leap towards their goals with flexible financing solutions, including competitive rates, extended repayment terms, and the assurance of government-backed security.
With the option for both term loans and lines of credit, businesses can secure up to $5 million in funding, starting at rates of Prime+2%, and enjoy terms ranging from 10 to 25 years
The program simplifies the path to financial success through pre-underwriting and lender placement, ensuring a higher success rate for loan applicants.
Comprehensive Financing Solutions
- Varied Loan Amounts: Access $200,000 to $5 million for diverse business needs.
- Competitive Interest Rates: Rates start at Prime+2%, making financing affordable.
- Extended Repayment Terms: Up to 25 years for real estate and 10 years for other loans.
- Low Down Payments: Requirements as low as 10% for eligible borrowers.
Strategic Growth Support
- Business Expansion: Finance operations expansion, market entry, and innovation.
- Debt Refinancing: Optimize cash flow and lower interest costs with better terms.
- Strategic Acquisitions: Facilitate business purchases to increase competitiveness.
Expertise and Accessibility
- Expert Guidance: Leverage personalized advice from financial advisors.
- Streamlined Processes: Experience efficient loan application and approval.
- Government-Backed Security: Enjoy reduced lender risk and broader accessibility.
- Pre-Underwriting Advantage: Improve loan success rates with lender placement strategies.
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We make funding your
business easier
Complete Support
Our financing specialist provides white-glove service, and will walk you through the entire process. No navigating complicated forms or documents on your own.
Flexible Solutions
We assess your actual business needs to come up with the best financing solutions, whether that’s a line of credit or a term loan, or a blended solution that meets both long- and short-term funding needs.
Maximize Funding
As a complete business solutions provider, we can help you maximize your funding by helping your business find areas to grow your business, cut costs, and minimize risk.
Frequently Asked Questions
What is an SBA 7(a) loan?
An SBA 7(a) loan is a government-backed loan program designed to provide small businesses with access to affordable financing for various business purposes, including working capital, equipment purchases, real estate acquisitions, and debt refinancing. The program is administered by the U.S. Small Business Administration (SBA) and offers favorable terms and conditions to eligible borrowers.
What are the benefits of an SBA 7(a) loan?
How do I qualify for an SBA 7(a) loan?
What can I use an SBA 7(a) loan for?
- Business expansion and growth initiatives
- Working capital to cover operational expenses
- Purchasing equipment, machinery, or inventory
- Acquiring real estate for business use
- Refinancing existing debt to improve cash flow and reduce interest costs
- Funding startup costs for new businesses or franchises