• Lending

SBA 7(a) Loans

Unlock your business’s growth potential with our SBA 7(a) loan program, a flexible financing solution backed by the U.S. Small Business Administration. 

Designed to assist small and medium-sized businesses in expanding operations, investing in new equipment, refinancing debts, and acquiring businesses, our SBA 7(a) loans come with competitive rates, extended repayment terms, and the security of a government-backed guarantee. 

This program is your partner in achieving ambitious business goals, providing the robust support needed to fuel expansion, secure success, and navigate the path to long-term profitability.

SBA 7(a) Loans: A Gateway to Business Growth

Fuel Your Business Dreams with SBA 7(a) Loans

Business Expansion

Access capital for growth, new markets entry, or innovative projects.

Debt Refinancing

Improve cash flow and reduce costs by refinancing at competitive rates.

Acquisitions

Fund strategic acquisitions to consolidate market share and enhance competitiveness.

Why SBA 7a Funding?

  • 10-25 Year Terms
  • Terms Loans and Lines of Credit
  • Pre-Underwriting and Lender Placement to Improve Success Rate
  • Rates starting at Prime+2%
  • Loans up to $5 Million

SBA 7(a) loan program offers:

Our SBA 7(a) loan program is meticulously designed to support the ambitions of small and medium-sized businesses aiming for growth, refinancing, or acquisition. Backed by the U.S. Small Business Administration, it offers a springboard for businesses to leap towards their goals with flexible financing solutions, including competitive rates, extended repayment terms, and the assurance of government-backed security. 

With the option for both term loans and lines of credit, businesses can secure up to $5 million in funding, starting at rates of Prime+2%, and enjoy terms ranging from 10 to 25 years 

The program simplifies the path to financial success through pre-underwriting and lender placement, ensuring a higher success rate for loan applicants.

Comprehensive Financing Solutions

  • Varied Loan Amounts: Access $200,000 to $5 million for diverse business needs.
  • Competitive Interest Rates: Rates start at Prime+2%, making financing affordable.
  • Extended Repayment Terms: Up to 25 years for real estate and 10 years for other loans.
  • Low Down Payments: Requirements as low as 10% for eligible borrowers.

Strategic Growth Support

  • Business Expansion: Finance operations expansion, market entry, and innovation.
  • Debt Refinancing: Optimize cash flow and lower interest costs with better terms.
  • Strategic Acquisitions: Facilitate business purchases to increase competitiveness.

Expertise and Accessibility

  • Expert Guidance: Leverage personalized advice from financial advisors.
  • Streamlined Processes: Experience efficient loan application and approval.
  • Government-Backed Security: Enjoy reduced lender risk and broader accessibility.
  • Pre-Underwriting Advantage: Improve loan success rates with lender placement strategies.

We make funding your
business easier

Complete Support

Our financing specialist provides white-glove service, and will walk you through the entire process. No navigating complicated forms or documents on your own.



Flexible Solutions

We assess your actual business needs to come up with the best financing solutions, whether that’s a line of credit or a term loan, or a blended solution that meets both long- and short-term funding needs.

Maximize Funding

As a complete business solutions provider, we can help you maximize your funding by helping your business find areas to grow your business, cut costs, and minimize risk.


Frequently Asked Questions

What is an SBA 7(a) loan?

An SBA 7(a) loan is a government-backed loan program designed to provide small businesses with access to affordable financing for various business purposes, including working capital, equipment purchases, real estate acquisitions, and debt refinancing. The program is administered by the U.S. Small Business Administration (SBA) and offers favorable terms and conditions to eligible borrowers.

SBA 7(a) loans offer several benefits, including lower down payment requirements, longer repayment terms, competitive interest rates, and flexible use of funds. Additionally, SBA guarantees a portion of the loan, reducing the risk for lenders and increasing accessibility for small businesses. The program also provides support and resources to help businesses navigate the loan application process and succeed in their endeavors.
Qualifying for an SBA 7(a) loan typically requires meeting certain eligibility criteria, including being a for-profit business operating in the United States, demonstrating the ability to repay the loan, and meeting the SBA’s size standards based on industry classification. Additionally, businesses must have exhausted other financing options and be unable to obtain financing on reasonable terms elsewhere.
SBA 7(a) loans can be used for a wide range of business purposes, including but not limited to:
  • Business expansion and growth initiatives
  • Working capital to cover operational expenses
  • Purchasing equipment, machinery, or inventory
  • Acquiring real estate for business use
  • Refinancing existing debt to improve cash flow and reduce interest costs
  • Funding startup costs for new businesses or franchises
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